Low cost health plans for individuals and families offered through the Massachusetts Health Connector

What is Community Care?

Community Care is an affordable health plan available in Middlesex County, parts of Norfolk and Worcester counties, and in one town in Bristol County (Mansfield).

Community Care service map

The Community Care network includes:

  • Harrington Healthcare
  • Lowell General PHO
  • Select PCPs and specialists affiliated with Lawrence Memorial Hospital
  • MelroseWakefield Hospital
  • MetroWest HealthCare Alliance
  • MetroWest Medical Centers
  • Milford Regional Medical Center
  • Reliant Medical Group
  • Saint Vincent Hospital
  • UMass Memorial – Clinton Hospital
  • UMass Memorial – HealthAlliance Hospitals
  • UMass Memorial – Marlborough Hospital
  • And more!

See if your doctor is in the Community Care network ►

What do I get with Community Care?

Fallon Health’s Community Care plans include low monthly premiums and copayments for covered medical services and prescription drugs. Plus, you’ll get extras like:

  • Free routine annual eye exams for adults and children
  • The most flexible fitness benefit available in Massachusetts, reimbursing up to $150 annually for participating in healthy activities such as streaming fitness programs, Peloton subscriptions, school and town sports, gym memberships, dance and fitness classes, home fitness equipment, WW (WeightWatchers® reimagined), aerobics, Pilates, yoga classes, ski lift tickets and much more.
  • Healthy Health Plan, a program that supports members (subscriber and spouse age 18 and older) in becoming, and staying, healthy. Simply fill out the health assessment, receive a personalized health report and then take advantage of all the tools available, including health coaching, to help you reach your health goals.
  • Oh Baby!, a program that provides prenatal vitamins, a convertible toddler car seat, electric breast pump and other “little extras” for expectant parents—all at no additional cost.
  • Care Connect, a free 24/7 nurse call line to help you get the care you need
  • Telehealth. Members get 24/7 access to a national network of U.S. board-certified doctors to discuss non-emergency conditions by phone, mobile device, or online. Our plans also cover certain telehealth visits with in-network providers who offer telehealth services, including primary care, specialty, and behavioral health visits.
  • Sapphire365, a web-based tool to help you shop for the right health care providers for you based on cost and location
  • Free care management programs
  • Free stop-smoking program
  • Free online access to health and wellness encyclopedia

To learn more about what medical services are covered, view and download the plan documents for each of our plans.

Get help paying for your health insurance

Depending on your income and your household size, you may qualify to get help paying for your health insurance (subsidy). Don’t think you qualify for financial help? You might be surprised. To know if you qualify for a subsidy, please apply on the Massachusetts Health Connector website.

Household size

ConnectorCare Plan
Type 1
(0-100% FPL)

ConnectorCare Plan Type 2A
(100-150% FPL)

ConnectorCare Plan
Type 2B
(150-200% FPL)

ConnectorCare Plan
Type 3A
(200-250% FPL)

ConnectorCare Plan
Type 3B
(250-300% FPL)

Tax credit only
(>300 FPL)


$13,590 $20,385 $27,180 $33,975 $40,770 Above $40,770


$18,310 $27,465 $36,620 $45,775 $54,930 Above $54,930


$23,030 $34,545 $46,060 $57,575 $69,090 Above $69,090


$27,750 $41,625 $55,500 $69,375 $83,250 Above $83,250

Looking for insurance for your small business?

If you have a small business with 1 to 50 qualifying employees and your business is located in the Community Care service area, you can purchase a Community Care plan for your employees and their families. 

  • Small businesses seeking to cover 1 to 5 employees must enroll through the Massachusetts Health Connector.
  • Small businesses with 6 to 50 employees can enroll through the Massachusetts Health Connector (where they may be eligible to receive tax credits to help offset employers’ costs) or directly through us.

For more information, please contact the Massachusetts Health Connector at 1-888-813-9220, or call Fallon Health at 1-877-502-1200.

Useful links

Are you a former Health New England member in Worcester County?

You can keep your primary care provider at Reliant Medical Group if you enroll in Fallon's ConnectorCare plans. To enroll, visit the Massachusetts Health Connector website or call
1-877-MA-ENROLL (1-877-623-6765) or TTY: 1-877-623-7773.